Savings Schemes
Save for your future and take advantage of our various savings schemes to fulfill your financial goals.
Savings Account
Under this scheme, anyone can open an account, save a small portion of their daily income, and withdraw the amount for any purpose. An annual interest of 6% will be provided to account holders.
Features:
- Savings account can be opened by any individual
- 6% annual interest rate
- No minimum balance requirement
- Flexible withdrawal facility
Interest Rate: 6% per annum
Minimum Amount: No minimum
Daily Savings Scheme
This scheme is ideal for people with daily income, like shopkeepers, traders, and rickshaw drivers. Start saving from ₹100 onward and grow your savings into a larger amount in one year.
Features:
- Special scheme for daily income earners
- Start from ₹100
- Loan facility available (up to 90% of deposit)
- Attractive interest rates
| Daily Deposit (₹) | Monthly Deposit | 12 Months (₹) |
|---|---|---|
| 100 | 3000 | 37,883 |
| 500 | 15000 | 1,89,413 |
Child Development Scheme
This scheme encourages children to develop saving habits and become self-reliant. It allows banking from home, with an authorized representative collecting and depositing the money on the 16th day. The account can be opened with just ₹50.
Features:
- Develop saving habits in children
- Banking facility from home
- Open account with minimum ₹50
- Periodic interest increment
Year
1
Year
2
Year
3
Year
4
Year
5
Interest Rate
6%
Interest Rate
8%
Interest Rate
9%
Interest Rate
10%
Interest Rate
11%
Benefits of Savings Schemes
Financial Discipline
Develop a habit of regular savings and improve your financial discipline. This will help you build wealth for your future.
Attractive Interest Rates
Earn attractive interest rates on your savings. Our schemes provide higher returns compared to regular bank accounts.
Flexible Tenure
Take advantage of various tenure options as per your convenience. Short-term and long-term savings schemes are available.
Loan Facility
Take advantage of loan facility on most of our savings schemes. You can avail loans up to 90% of your deposit amount, and in special circumstances, even over 100%.
Note: Loan facility terms depend on the type of scheme and the health of your account. Contact any branch for more information.
Easy Account Opening
Open an account easily with minimal documentation. You can visit any of our branches or apply online.
Why Choose Us
Our Values
Integrity
We always operate ethically and honestly, keeping our customers' interests paramount.
Reliability
We fulfill our promises and strive to exceed our customers' expectations.
Innovation
We embrace new ideas and solutions to improve our services and meet our customers' needs.
Customer Support
Our dedicated customer service team is always available to address your questions and concerns. We are with you at every step of your financial journey.
Visit any of our branches from Monday to Saturday, 10:00 AM to 6:00 PM.