Deposit Schemes
Get maximum returns on your savings and grow your wealth with our secure and profitable deposit schemes.
Fixed Deposit Scheme
Under this scheme, individuals can deposit a lump sum amount and earn fixed returns at attractive interest rates. This scheme ensures safety of the principal amount while providing a steady annual return.
Features:
- Attractive interest rates
- Flexible tenure options
- Loan facility available
- Safety of principal amount
| Deposit Amount | Maturity Amount |
|---|---|
| ₹50,000 | ₹54,500 |
| ₹1,00,000 | ₹1,09,000 |
| ₹1,50,000 | ₹1,63,500 |
| ₹2,00,000 | ₹2,18,000 |
Interest Rate: 9% per annum
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| One-time Deposit | Maturity Amount |
|---|---|
| ₹10,000 | ₹20,000 |
| ₹50,000 | ₹1,00,000 |
| ₹1,00,000 | ₹2,00,000 |
| ₹2,50,000 | ₹5,00,000 |
Recurring Deposit Scheme
Under this scheme, deposit a fixed amount monthly and earn higher interest. Start turning your dreams into reality!
Features:
- Regular monthly deposit option
- Higher interest rates
- Flexible tenure options
- Loan facility on deposited amount
| Monthly Deposit | 12 Months | 24 Months | 36 Months |
|---|---|---|---|
| ₹1,000 | ₹12,660 | ₹26,790 | ₹42,740 |
| ₹2,000 | ₹25,320 | ₹53,580 | ₹85,480 |
| ₹5,000 | ₹63,300 | ₹1,33,950 | ₹2,13,700 |
| ₹10,000 | ₹1,26,600 | ₹2,67,900 | ₹4,27,400 |
Interest Rate: 10% to 12% per annum
Yearly Income Scheme
Under this scheme, individuals can deposit a lump sum amount and earn guaranteed yearly income at attractive interest rates. This scheme ensures safety of the principal amount while providing a steady annual return.
Features:
- Regular yearly income
- Safety of principal amount
- One-time investment
- Attractive interest rates
This scheme is ideal for retired people, homemakers, and those looking for regular income. Invest your lump sum amount and get steady income every year.
Example:
An investment of ₹1,00,000 at 9% annual interest rate will provide you with an income of ₹9,000 per year, while keeping your principal amount safe.
Benefits of Our Deposit Schemes
Security
Your investment is completely secure with us. We promise the safety of your funds.
Higher Growth
Our attractive interest rates help your investment grow faster.
Flexibility
Flexibility with various deposit tenures and investment options.
Loan Facility
Facility to avail loans against your deposit amount.
Choose the Right Deposit Scheme
| Features | Fixed Deposit | Recurring Deposit | Yearly Income Scheme |
|---|---|---|---|
| Investment Type | Lump sum | Regular monthly | Lump sum |
| Repayment | Lump sum at maturity | Lump sum at maturity | Yearly income, principal at maturity |
| Tenure | Various options | 12, 24, 36 months | Minimum 1 year |
| Interest Rate | 9% per annum | 10-12% per annum | 9% per annum |
| Most Suitable For | For lump sum investment | For regular savings | For regular income |
Frequently Asked Questions
Can I avail a loan against my deposit?
Yes, you can avail a loan of up to 90% of your deposit amount, and in special circumstances, even over 100%. The loan terms and conditions depend on the type of scheme.
Can I withdraw my deposit prematurely?
Yes, we allow premature withdrawal, but some conditions and charges may apply. Please contact our branch for detailed information.
Can I renew my deposit scheme?
Yes, you can renew your deposit scheme. At maturity, you can renew both the principal amount and the interest earned or only the principal amount.