Daily Savings Scheme
Build financial strength for your business from small daily savings
About the Scheme
Start from ₹100 and watch your daily savings grow
Loan up to 90% and in special cases over 100% on deposit amount
Specially designed for shopkeepers, traders, and rickshaw drivers
Options for 12, 18, or 24 month periods
Deposit Rate Chart
| Daily Deposit (₹) | Monthly Deposit | 12 Months (₹) | 18 Months (₹) | 24 Months (₹) |
|---|---|---|---|---|
| 100 | 3000 | 37,883 | 57,732 | 78,320 |
| 200 | 6000 | 75,765 | 1,15,463 | 1,56,640 |
| 300 | 9000 | 1,13,648 | 1,73,195 | 2,34,960 |
| 500 | 15000 | 1,89,413 | 2,88,658 | 3,91,600 |
| 1000 | 30000 | 3,78,825 | 5,77,316 | 7,83,200 |
Savings Calculator
Your Estimated Savings
Monthly Deposit
₹3000
Total Deposit
₹36000
Total Amount After 12 Months
₹0
Loan Eligibility (90%)
₹0
Benefits of this Scheme
Easy Savings
With small daily deposits, you can gradually accumulate a significant amount without financial burden.
Special Interest Rates
We provide high interest rates on your savings, making your money grow faster.
Easy Loan Facility
Get quick and easy loans up to 90% based on your deposit amount, without complex paperwork.
Customer Story
"I run a small grocery store. Through the Daily Savings Scheme, I started depositing ₹200 every day. After 12 months, I received over ₹75,000. With this, I expanded my store and increased my inventory. It's a very easy option for growing my business."
Start Your Financial Journey Today
Join Shree Laxmi Credit Co-op Bank's Daily Savings Scheme and boost your small business.
Frequently Asked Questions
Can I join the scheme at any time?
Yes, you can join this scheme by visiting any of our branches on any working day.
How quickly can I get a loan?
After 3 months of joining the scheme, you can apply for a loan based on your deposit amount. The loan application process is usually completed within 2-3 working days.
Can I change my daily deposit amount?
No, once the scheme has started, you cannot change your daily deposit amount. However, you can start multiple schemes.
How can I deposit my money?
You can deposit your money by visiting any of our branches, through our mobile app, or through our authorized agents. We also provide daily collection facility from your business.
Can I withdraw my money before maturity?
Yes, you can withdraw your money before maturity in case of emergency. However, there may be some reduction in the interest rate in such cases.
Mobile Collection Service
We understand that traders and shopkeepers may not have time to visit the bank for their daily deposits. Therefore, we provide daily collection service from your business location.
Our authorized agents will visit your business location at your convenience and collect your daily deposit amount. This service is completely free of charge and will help you save without disrupting your business.
