Loan Services
At Shree Laxmi Credit Society, we provide various types of loans at affordable interest rates to help you fulfill all your financial goals.
Our Loan Types
Personal Loan
Flexible loan options for your personal needs. Whether you're planning a wedding, vacation, or any other personal expense, our personal loans will help you.
Features:
- Quick approval process
- Minimal documentation
- Competitive interest rates
- Flexible repayment tenure
Interest Rate: 12% to 15% per annum
Loan Limit: ₹25,000 to ₹10,00,000
Home Loan
Home loans at affordable interest rates to buy your dream home. We help you make your home dream a reality.
Features:
- Low interest rates
- Long repayment tenure
- Quick processing
- No pre-payment penalties
Interest Rate: 8.5% to 10.5% per annum
Loan Limit: ₹5,00,000 to ₹50,00,000
Vehicle Loan
Easy financing to buy your choice of vehicle. Car, bike, or scooter, we help make your dream vehicle a reality.
Features:
- Attractive interest rates
- Quick approval
- Flexible repayment options
- Minimal documentation
Interest Rate: 10% to 12% per annum
Loan Limit: ₹25,000 to ₹10,00,000
Business Loan
Business loans to grow your business, purchase new equipment, or meet working capital requirements.
Features:
- Flexible loan options for business expansion
- Quick approval and disbursement
- Competitive interest rates
- Easy repayment options
Interest Rate: 11% to 14% per annum
Loan Limit: ₹1,00,000 to ₹25,00,000
Other Loan Types
Education Loan
Invest in your future with stress-free education financing. For your or your children's higher education.
Gold Loan
Unlock the value of your gold with instant cash loans. Secure and fast loan approval.
Mortgage Loan
Secure funds for your needs by mortgaging your valuable property. Available for longer tenure.
Loan Application Process
Submit Application
Fill out the application form online or at any of our branches
Submit Documents
Submit required documents and complete KYC process
Evaluation
Our team will evaluate your application and determine your eligibility
Loan Disbursement
After approval, the loan amount will be transferred to your account
Required Documents
Personal Identification & Address Proof
- Aadhaar Card
- PAN Card
- Voter ID
- Driving License
- Passport
- Electricity/Water Bill
Income & Financial Documents
- Salary Slips (for salaried individuals)
- Bank Statement (last 6 months)
- Form 16 or Income Tax Return
- Business Registration Certificate (for businesspersons)
- GST Registration (if applicable)
Frequently Asked Questions
How can I apply for a loan?
You can apply online on our website, visit any of our branches, or call our customer service number.
How long does it take for loan approval?
For most loans, the approval process is completed within 24-48 hours, provided all necessary documents are submitted.
Can I prepay my loan?
Yes, we allow prepayment for all our loans without any prepayment penalty. You can make full or partial payment of your loan at any time.
What is the minimum income requirement for loans?
The minimum income requirement varies based on the loan type and amount. Please contact our loan officer for more information.
For More Information
Speak with our loan experts
Call Us
Email Us
support@shreelaxmifinance.comVisit Branch
6th Floor, Autumn Grove Building, Near Lokhandwala foundations school, Lokhandwala Township, Kandivali East, Mumbai - 400101